> For the complete documentation index, see [llms.txt](https://docs.coridor.fun/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.coridor.fun/user/withdraw.md).

# Withdraw

Withdraw through SEP-24. You send **USDC on-chain**; Coridor sends **IDR to your bank** via Xendit after the payment is detected.

## Steps

1. In your wallet, choose **Withdraw** for USDC
2. Enter **USDC** amount (minimum **0.5 USDC**)
3. Enter **bank details** (bank name, account number, account holder name)
4. The popup shows the **distribution address**, **memo**, and instructions
5. **Close the popup** — Demo Wallet (or your wallet) prepares the Stellar transaction
6. In the wallet, tap **Approve & Send USDC** (required — balance is debited here)
7. After the anchor receives USDC on-chain, **IDR is paid out** to your bank account

## Important

* Withdraw is **not** a manual bank transfer from you — you send **USDC on Stellar**
* The **memo** must match what the popup shows (the observer uses it to match your payment)
* Track progress in your **wallet’s transaction list**, not only in the popup

## SEP-24 behavior (Demo Wallet)

After you close the interactive popup, Demo Wallet **automatically builds** the Stellar payment (address + memo). That is standard SEP-24 — you still must **Approve** before funds move.

## Timing

After USDC is detected (Horizon observer), Coridor triggers a Xendit payout. Sandbox timing varies; production depends on the destination bank.

## Troubleshooting

| Issue                       | What to do                                                                           |
| --------------------------- | ------------------------------------------------------------------------------------ |
| USDC sent, IDR not received | Wait for observer; verify memo was correct                                           |
| Unexpected USDC deduction   | Normal after Approve in wallet — see [SEP-24 behavior](#sep-24-behavior-demo-wallet) |
| Popup shows “coming soon”   | Hard refresh; ensure latest `coridor-server` is deployed                             |

More: [FAQ](/user/faq.md)


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